Top Credit Cards of 2018: Best Cash Back & Travel Credit Cards

Time and time again, I get asked the question what are the credit cards I recommend the most? And what do I carry in my wallet? I have compiled a list of credit cards that I will be keeping up-to-date frequently. These credit cards are some of the most prominent credit cards currently, and I highly recommend checking them out. Now, you have an inside look on what is in my wallet!

Best Travel Credit Cards

 

Credit CardAnnual FeeBenefits
American Express Platinum $550
  • $200 Uber Credit with Platinum
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel
  • 5X Membership Rewards® points on prepaid hotels booked on amextravel.com
  • $200 Airline Fee Credit
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • $100 Fee for Global Entry or TSA Precheck
  • Receive complimentary benefits with an average total value of $550* with FINE HOTELS & RESORTS
  • 1,000+ Airport Global Lounge Collection
Chase Hyatt Credit Card $75
  • 40,000 Bonus Points after you spend $2,000 on purchases with the Hyatt Credit Card in the first 3 months from account opening.
  • Plus 1 free night each year after your cardmember anniversary at any Category 1-4 hotel or resort.
  • Receive 5,000 Bonus Points after you add the first authorized user and make a purchase within 3 months of opening your account.
  • 3 Bonus Points per $1 spent at all Hyatt hotels or resorts.
  • 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline and at car rental agencies.
  • 1 Bonus Point per $1 spent on all other purchases made with your card.
  • No foreign transaction fees
American Express Premier Rewards Gold $195
  • Earn 25,000 Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
  • $0 intro annual fee for the first year, then $195.
  • Earn 3X points for flights booked directly with airlines. Terms and limitations apply
  • 2X points at US restaurants, US gas stations and at US supermarkets. 1X points on other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Receive up to $100 per calendar year in statement credits when incidental fees, such as baggage fees, are charged by the airline you selected to your Premier Rewards Gold Card Account.
  • You can get 2x Membership Rewards® points per eligible dollar spent, in addition to a $75 hotel credit to spend on qualifying dining, spa, and resort activities when you book a prepaid stay of at least two consecutive nights at participating properties.

Best Cashback Credit Cards

Credit CardAnnual FeeDescription
Chase Freedom $0
  • $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% Cash Back on up to $1,500 in combined purchases in bonus categories each quarter you activate.*
  • Earn 1% Unlimited Cash Back on all other purchases* — it’s automatic. Cash Back rewards do not expire as long as your account is open!
  • Earn A $25 Bonus after you add your first authorized user and make your first purchase in your first 3 months from account opening.
  • 0% Intro APR for 15 months from account opening on purchases. After the intro period, a variable APR of 16.24% – 24.99%
  • 0% Intro APR for 15 months from account opening on balance transfers. After the intro period, a variable APR of 16.24% – 24.99%. Balance transfer fee is 5% of the amount transferred with a minimum of $5.
American Express Blue Cash Everyday $0
  • Earn $200 Back after you spend $1,000 in purchases on your new Card in your first 3 months.
  • 3% Cashback at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
  • 2% Cashback at U.S. gas stations & select U.S. department stores.
  • 1% Cashback on other purchases. Terms and limitations apply.
Uber Visa $0
  • Introducing the Uber Visa Card. Earn $100 after spending $500 on purchases in the first 90 days.
  • 4% back on dining such as, restaurants, takeout, bars, and UberEats.
  • 3% back on hotel and airfare including vacation home rentals.
  • 2% back for online purchases. Includes Uber, online shopping, video and music streaming services.
  • 1% back on all other purchases. Earn rewards for everything else.
  • Stream with a $50 subscription credit – Up to a $50 credit for online subscription services after you spend $5,000 or more on your card per year.
  • Ride in peace with mobile phone protection – Up to $600 for mobile phone damage or theft when you pay your mobile phone bill with your card.
  • No foreign transaction fees
Citi Double Cash $0
  • New Offer: earn $100 cash back bonus after $500 in purchases within the first 3 months of account opening.
  • Earn Cash Back TWICE This card rewards you in two ways, so now you don’t have to just spend more to earn more. First, you earn 1% unlimited cash back on every purchase you make.
  • No caps and no Category restrictions.
  • Citi Private Pass. Citi customers enjoy special access to purchase tickets to thousands of events annually, including presale tickets and VIP packages to concerts, sporting events, dining experiences, plus complimentary movie screenings and more, at citiprivatepass.com

Updated 4/15/2018


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